Saving money can feel overwhelming at times, but even the smallest shifts in mindset can lead to big changes.
Whether you’re just starting your savings journey or looking to boost your current habits, a little motivation goes a long way.
That’s where these powerful money-saving quotes come in! They’ll inspire you to take control of your finances, make smarter choices, and remind you that every dollar saved adds up.
From building better habits to staying on track, let these words fuel your path to financial freedom. Write down your favourites in your journal, or print them out and stick on the wall to remind yourself to keep working towards your money saving goals.
Let’s get inspired!
Money saving quotes
- “If you would be wealthy, think of saving as well as getting.” — Benjamin Franklin
- “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.” — Aristotle
- “A simple fact that is hard to learn is that the time to save money is when you have some.” — Joe Moore
- “The waste of money cures itself, for soon there is no more to waste.” – M.W. Harrison
- “Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
- “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” — Robert Kiyosaki
- “The quickest way to double your money is to fold it in half and put it back in your pocket.” — Will Rogers
- “Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett
- “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey
- “Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum”. – Suze Orman
- “Frugality includes all the other virtues.” – Cicero
- “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” — Paul Samuelson
- “Put all good eggs in one basket and then watch that basket.” – Andrew Carnegie
- “Every time you borrow money, you’re robbing your future self.” — Nathan W. Morris
- “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke
- “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.” — Jack Benny
- “Money often costs too much.” – Ralph Waldo Emerson
- “Never spend your money before you have earned it.” —Thomas Jefferson
- “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”— Ayn Rand
Need more help to crush your money saving goals? You’ll love these free money saving printables!
- 17 Free Savings Tracker Printables To Crush Your Savings Goals
- 52 Week Money Saving Challenge Printables To Make This Your Best Year Yet
And if you’re looking for more inspirational money quotes, check these posts!
- 26 Motivational and Inspirational Money Quotes To Help You Make More Money
- 38 Power-Packed Hustle Quotes for Entrepreneurs and Go-Getters
Do you have a favourite money quote that I missed? Share it in the comments!