52-Week Money Saving Challenge Printables (UK Edition)

Are you ready to take control of your finances and start saving more effectively? My 52-week money-saving challenges are here to help you do just that!

With a simple plan and a little commitment, you can build a substantial savings pot by the end of the year. And the best part is that you can tailor these challenges to suit your lifestyle and budget.

If you are looking for UK money saving challenge printables in GBP, you’re in the right place. If you want a $ dollar version, click here instead!

Why try a money saving challenge?

Saving money can sometimes feel daunting, but breaking it down into manageable weekly goals makes it much more achievable.

These challenges offer a structured approach to saving, providing you with a clear path and a sense of accomplishment as you tick off each week.

Plus, seeing your savings grow over time can be incredibly motivating!

How these challenges work

The idea is simple: choose the challenge based on your savings goals, and save a specific amount each week. By the end of the 52 weeks, you’ll have a tidy sum saved up.

Whether you’re saving for a holiday, an emergency fund, or just want a financial cushion, these challenges can help you get there.

To make things easier, I’ve created printable charts for each challenge. These are all free for personal use.

Simply click on the images below to download and print your chosen challenge. Display it somewhere visible to keep you on track!

There’s two versions of each challenge: a colourful one and a printer-friendly black and white one.

£1/week money saving challenges

My first money savings challenge is the classic idea of saving slightly more each week. On the first week you put aside £1. Completely achievable, right? On the second week you put away £2. And so on.

If you keep this up for a whole year, you’ll have a respectable £1,378 by the end!

The idea is that you get more used to saving and living frugally as you go on, so you can afford to put away more and more money over time.

Here are your printables. Remember, there’s a colour and black and white version of each challenge:

This is a classic money saving challenge that I’ve seen recommended many times online.

However, one big problem with that is that the end of the year is more expensive, right? Who wants to be saving extra in the build up to Christmas?

That’s why I also created a reverse £1/week challenge. You save £52 in the first week and £1 less each week after that. You’ll still have the same total savings at the end.

£2/week money saving challenges

This is based on the same concept as above, but it’s for people who are ready to save a little more! You start saving £2 per week, and increase it by £2 each week.

You’ll end up with £2756 at the end of the year.

Again, I’ve done an increasing version (starting with £2) and a decreasing version (starting with £104). So you can pick the challenge that works best for you.

£1,000 money saving challenge

£1,000 is a super common savings goal, so I made this £1,000 savings challenge for everyone working towards this goal!

To save £1,000 in a year, you’ll need to save somewhere between £10 and £30 each week. The amounts are slightly different each week in this challenge, just to shake things up and give you some ‘easier’ weeks and ‘harder’ weeks!

If you wanted to save a consistent amount each week, you should save £19 per week to save just over £1000 over the year.

£3,000 money saving challenge

£3,000 is another common money saving target that people have asked for, so here you go!

£5,000 money saving challenge

Here we start getting into some meatier goals!

I know a lot of people are aiming to save £5,000 in a year. That’s a decent chunk of money, and there’s a lot you can do with £5,000! These printables will help you achieve it.

I’ve made two different versions of the £5,000 savings challenge. This first version has different amounts each week, just because I know each week is different!

I also know that money is tighter in January and in the run-up to the holidays. That’s why the target amounts to save are higher in the spring and summer months and ease off towards the end of the year.

Of course, you don’t necessarily have to save all these amounts in order. If you’ve managed to put aside £150 but it’s only a £50 week, you can tick off a £150 box instead and earn yourself an easier month later in the year!

If you prefer to save regular amounts each week, this second version of the challenge is for you. To save £5,000 in one year, you’ll need to save £97 per week (with a few easier weeks at the end!)

£10,000 money saving challenge

£10,000 is another common money saving goal!

This is a lot of money, but it is achievable to save £10,000 by saving consistently throughout the year. If you are on a lower income, you will probably need to start a side hustle to come up with the extra cash.

My printable will help guide you. Again, I’ve suggested lower amounts in January and December.

£20,000 money saving challenge

Ready for a real challenge? Here’s how you can save £20,000 in one year!

Tips to achieve your savings goal

Saving money is no walk in the park, and there’s a reason it’s called a challenge!

To hit the savings targets set in these challenges, you essentially have two choices: reduce your spending or increase your income (or a mix of both, naturally).

Consider your current circumstances and financial situation to determine what suits you best.

If you have a fair amount of disposable income and find yourself splurging on clothes, nights out and other non-essentials, the straightforward solution is to cut back.

On the other hand, if you’re living from pay-day to pay-day and barely managing to cover the basics, it’s worth exploring a side hustle or taking on an additional job!

Here are some suggestions to look into:

Ways to save money

• Negotiate Bills: Contact service providers to negotiate better rates for services like phone, internet or insurance. Remember you might get better deals by switching provider, if you’re out of contact.
• Plan Your Meals: Cook at home to avoid costly takeaways, and plan your menus in advance to cut down on supermarket splurges.
• Utilise Cashback Apps: Earn a bit back on your everyday spending (I like TopCashBack and Quidco).
• Cancel Unused Subscriptions: Go through your monthly subscriptions and cancel those you don’t use, or see if you can join a cheaper family plan.
• Use Public Transport: Save on fuel and parking by opting for buses or trains when feasible.
• Shop Sales and Use Vouchers: Plan your shopping around sales and apply vouchers to save more.
• Unsubscribe from Marketing Emails: Reduce temptation by limiting exposure to promotional offers.
• Refinance Loans: Look into refinancing loans or mortgages for lower interest rates.
• Wait 24 Hours Before Impulse Buys: Prevent unnecessary purchases by pausing before you buy.

Ways to make more money

• Sell items online: Use platforms like eBay or Facebook Marketplace to sell unwanted items.
• Matched betting: The best kept secret side hustle in the UK! Earn up to £1000 month by mathematically exploiting free bet offers with no risk.
• Teach online: Tutor students or teach skills on platforms like VIPKid or Skillshare.
• Deliver food: Sign up for food delivery services like DoorDash or Uber Eats.
• Freelance writing: Offer writing services on websites like Upwork or Fiverr.
• Become a virtual assistant: Help businesses with tasks like email management or scheduling.
• Rent out a spare room: List a room on Airbnb for short-term rentals.
• Start a blog: Monetize through ads, sponsored posts, or affiliate marketing.
• Pet sitting or dog walking: Earn extra by caring for pets in your neighborhood.
• Complete online surveys: Get paid for taking surveys on sites like Swagbucks or Survey Junkie.
• Sell handmade crafts: Open an Etsy shop to sell crafts, printables, or homemade products.
• Flip items: Buy secondhand goods and resell them for a profit.
• Offer online consulting: Provide advice or coaching in areas you specialize in.
• Do odd jobs: Use platforms like TaskRabbit to get paid for small jobs and errands.

Conclusion

A money-saving challenge can be a fun and rewarding way to boost your financial health. With these simple UK money saving printables, you’ll be well on your way to achieving your savings goals.

So why wait? Choose a challenge, download the printable, and start saving today!

Best of luck!

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