Advertorial post with Aviva.
A few months ago I achieved one of my long-term dreams, and became self-employed.
Self-employment has so many benefits! I love setting my own work hours. I love being my own boss. I love how much less stressed I am without a commute or office politics.
But it also has its downsides.
It can be difficult to switch off when you work from home. I don’t get sick pay or holiday pay any more, so I have to be conscientious about putting money aside. And I no longer have a pension plan through my employer.
I especially miss the employer contributions to my pension, which was …