10 wealth destroyers! Are you making these major personal finance mistakes? Well don't worry , they're easy to fix! Great quick and actionable personal finance tips to improve your money situation!

10 Wealth Destroyers No One Talks About

This week I have an awesome guest post from Sam Jefferies, a UK personal finance blogger who writes over at Money Nest. I love this take on hidden wealth destroyers. How many of these major money mistakes are you making?

Personal finance is the greatest topic that school never taught you. Most of us grow up simply without knowing how money really works which is why, despite our best efforts and hard work, many of just can’t seem to get financially ahead.

This inability to improve our financial situation often comes down to ten simple issues most completely disregard.

Here’s a list of ten major wealth destroyers people are making

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10 things to do to improve your finances

10 Things You Can Do Right Now to Improve Your Finances

How to improve your finances in 10 minutes or less

If you’re anything like me, you have a to-do list that would take you a year to get through.

You know there are loads of things you should be doing to improve your finances, but you just can’t get round to them.

Well, it’s time to stop procrastinating, my friend!

Here are 10 things you can do to improve your personal finances in 10 minutes or less. These are all things you can start doing right now that will make a real change to your money situation!

So if you have a few minutes to spare, pick one and …

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these 9 suprising habits of millionaires can make you seriously rich! learn these secret personal finance hacks and start building wealth!

9 Surprising Habits of Millionaires That Will Make You Rich

I’ve always been fascinated with super rich people.

Haven’t you? The lifestyle just seems so unreal. Some of these people live in a completely different world.

I read last year and it made a big impression on me.

(Read my book review here)

The big thing I learned from this book is, a lot of millionaires – maybe the majority – don’t live the super-lavish, rich-kids-of-Instagram lifestyle we imagine.

In fact, most of them live a simple, surprising frugal life.

It’s habits like good financial education, budgeting and even frugality that helped them build their wealth in the first place.

I started researching the frugal habits of millionaires …

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money tips for freelancers

4 Money Management Tips For Freelancers

This is a contributed post.

In the digital age that we live in, so many more people are working freelance than ever before. And many are making more money than their full-time counterparts.

But why do so many freelancers find it hard to stay afloat? Often it’s because they work fewer hours than a full-timer would, even if they earn more per hour.

But it can also be down to not managing their money well. Income isn’t always as regular when you’re a freelancer so it can be hard to know week from week what money you will have in. So here are some essential tips for freelancers to better

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january money hangover

Preparing for a January Money Hangover

This is a contributed post.

Drinking too much on New Year’s Eve isn’t the only thing that leaves us waking up with a hangover on January 1st: there can also be a giant money hangover to deal with.

It’s easy to get carried away over Christmas and spend more than we can afford.

We want to make the holidays special for our families, so we go out and buy them everything they want, we fill the house with food and drink, we spend a fortune on Christmas decorations, and we do everything we can to make the holiday period perfect.

We also spend more than usual on nights out

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