how to make extra money for christmas

How To Make Extra Money To Pay For Christmas

Do you want to learn how to make money to pay for Christmas?

It’s no secret that Christmas is expensive. In fact, in December last year it was reported that the average UK family spent an extra £821 on Christmas. That’s on top of their usual monthly spend.

Sadly, a lot of families go into debt to pay for all the Christmas extras. But it doesn’t have to be that way!

What if you could make money for Christmas – enough to pay for all the presents and food – in cash this December?

By the way, some of my posts contain affiliate links. That means if you buy something after clicking one of my links I may receive a commission, at no extra cost to you. Thank you!

How to make money for Christmas

Based on the figure above, let’s set £821 as our goal to earn over the next few weeks.

There’s just over three months until Christmas, so that makes it about £274 per month or £68 per week.

I know that still might seem like a huge amount of money, but if you start now and dedicate all your spare time to this, I have full faith that most people reading this will be able to make an extra few hundred pounds between now and Christmas.

You will need to combine several of the ideas below, and you’ll need to make time for money making every week, even every day if possible.

This might involve getting up earlier, going to bed later, cutting out TV or social media – but you can do it! If you need money for Christmas shopping, set yourself this challenge and see what you can achieve. 

After all, what have you got to lose? Even if you don’t make the full £821, any extra cash can go a long way in taking some of the financial pressure off 🙂

Here are some of my best Christmas money making ideas to help you make extra cash this year:

1. Have a clear out

If you need to make money fast, I always suggest starting with a good old declutter and see if you can find anything at home to sell.

This is also a good way to make space for all the new toys and goodies you’ll probably end up with in December!

I suggest you get on this one soon, because as it gets closer to Christmas, people are generally trying to get rid of things themselves or save money for presents rather than buying second hand.

Also keep an eye out for anything in good condition that you may be able to regift!

Some ways to sell your second hand goods include:

  • Local Facebook selling groups
  • eBay
  • Gumtree
  • Boot fairs
  • Yard sales
  • Selling apps such as Mercari, Shpock, Preloved etc

If you have a lot of books, CDs, games and DVDs to shift in bulk try Ziffit or We Buy Books. These are so convenient as you simply scan in the barcode to get a quote and they’ll even come and collect from you if you have enough!


2. Job Spotter

Job Spotter is one of my favourite money making apps. You take pictures of recruitment signs in shop and restaurant windows, and get paid around 50p-£1 per sign (the amount depends on how common the job is – big chain stores pay peanuts but unique places get more).

This is a great time to get out and snapping, because a lot of shops are recruiting extra temp Christmas staff at the moment.

And if you don’t have many shops near you, you can top up your account by verifying other submissions.

Job Spotter only pays in Amazon vouchers, but that’s fine by me because it’s so useful for Christmas shopping!

Learn about other ways to get free Amazon gift cards here. 

3. OhMyDosh!

OhMyDosh! is a site that pays you to complete different tasks such as surveys or signing up for free trials. You can cash out from just £10, and you will get the money in your PayPal account or bank account within a few days.

This is one of my favourite money making sites at the moment! I tested it out recently and made around £20 in just 30 minutes!

A similar site is 20 Cogs, but I personally found OhMyDosh easier to use and it pays quicker. You could sign up for both if you have time.

4. Survey sites

I’m not generally a fan of survey sites because they don’t always pay so well and I just think there are better ways to make money online.

However, I do have friends who make a couple of hundred a month from survey sites, so if you start now you could make a good dent in your Christmas savings.

A lot of them have the option to take your payment in gift vouchers such as Amazon, Argos, M&S etc. This can be a great way to save up for Christmas because your earnings won’t disappear into the weekly shop or bills. I love saving up a nice little stash of vouchers to spend on Christmas presents.

Another benefit of survey sites is that you can do them in otherwise wasted time, like watching TV or even on your phone on the bus!

My top recommended survey site is Prolific Academic because it pays the highest and never screens you out.

Here are some other survey sites to try:

I also have a big list of the best surveys for money, so check it out if you want to sign up for even more sites!

5. Matched betting

Hear me out on this one. Matched betting is not for everybody. But if you are willing and able to give it a go, it’s completely possible for you to make the full £821 from matched betting alone.

(I made £1000 in 12 weeks when I first started – read about my experience here.)

Matched betting is a way to make money from betting sites’ free bet offers.

Despite the name, matched betting is not gambling. You use special online calculators that tell you exactly how much to bet and on which site.

The trick is that you ‘match’ your bets on two different sites to cover any outcome so you don’t lose money. Then you take as much profit as possible from the free bet!

It sounds complicated but I’ve managed to make a lot of money from this despite knowing nothing about sports and being terrible with numbers! I am a member of the matched betting site Profit Accumulator which has instructional videos and full support to teach you how to do it.

You will need to invest about £75 to get started with matched betting and you must be over 18. Also, please don’t consider this if you have any history of gambling problems.

6. Task apps

Task apps like Roamler, Field Agent and Streetspotr pay you to complete small research tasks out and about from your phone.

Typical tasks are mystery shopping, checking which shops have certain products in stock, or taking pictures of special offers or advertising displays.

These apps are easy and they pay really well (fees vary by app but on average, around £7 for a 15 minute job). The only downside is that tasks are limited and it really depends on where you live.

If you need money for Christmas, it’s definitely worth downloading a few of these apps. You can make money while you’re out doing your shopping or even on your lunch break from work.

Learn about more money making apps here!

7. RedWigWam

RedWigWam is an online temp agency that has plenty of short term assignments all over the country.

The jobs I see most frequently on RedWigWam are mystery shopping (they even have some you can do online!), assisting with special promotions/product testing in supermarkets, and pizza delivery. They partner with many well-known chains, so they have opportunities all over the country.

Most of the jobs are one-off or very short term. This is perfect if you just want to pick up a couple of days work here and there to make some extra money for Christmas but you can’t commit to a regular job.

They even have some evening and weekend jobs so you could do this alongside a 9 to 5 job to make some extra Christmas pay.

8. Website testing

Website testing is a nice little earner that anyone can do from home. You simply browse around a website or app for a client, and answer some questions about any issues or difficulties you had. It pays on average £5-7 for a test of around 20 minutes.

You will need to download a special software that records your screen and voice.

You don’t need any techy knowledge – the clients just want to know what their website looks like to the average person.

The two main companies I’ve used are User Testing and What Users Do.

I have found that a lot of opportunities come up during ‘office hours’ so it can be difficult for people with a 9-5 job, but if you are at home during the day, you will be able to make some good extra cash doing this.

How will you earn cash for Christmas?

If you pick several of the opportunities above and get started, you should be able to make several hundred pounds between now and the festive season. Let me know in the comments what you’ll be doing to make extra money for Christmas. Do you have any other good money-making ideas?

Good luck, and enjoy!

Got the money making bug? You might also enjoy this post on how to make £1000 a month online!

Still worried about cash this Christmas? Take a look at my top 17 tips for Christmas on a budget.


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7 thoughts to “How To Make Extra Money To Pay For Christmas”

  1. I do not do Christmas but love how it brings family together.
    I was thinking about having a clearout. I have one every so often. As mentioned it is a good way to get some extra money.

    I cannot wait to start adopting new side hustles:)

  2. The first one should be de-cluttering. This way, you earn extra money and free some more space for new gifts. All your options are easy and applicable to anyone willing to earn money for the holidays; thanks.

  3. So many fab ideas here that can have a real impact on finances in the run up to Christmas 🙂 I always mean to look into website testing but I never get round to it, so that’s something that I’m going to put on my list!

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